Michelle Oberto

HAPPY AUGUST! 🍎🚍🎓

Wishing everyone a fun and safe school year! Here are some Back to School Tips:

Consider Renter’s Insurance

• Dorm rooms and off-campus apartments often have limited or no coverage for personal belongings under a homeowner’s policy.

• A renter’s insurance policy can protect laptops, phones, textbooks, and other valuables against theft, fire, or damage.

Understand Auto Insurance Requirements

• If the student brings a car to campus, update the auto insurance policy to include the new location.

• We offer discounts for students with good grades or discounts if your student is over 100 miles from home and not taking their car to school.

Liability Coverage

• Renter’s insurance usually includes liability protection, which covers accidental damage or injury to others. This is useful if the student hosts gatherings or parties.

Review Health Insurance Coverage

• Make sure the student’s health insurance plan covers doctor visits, emergencies, and prescriptions near campus.

Keep Important Documents Safe

• Have digital and physical copies of insurance cards, policies, and emergency contacts.

• Store them in an easily accessible place.

Teach Students About Risk Awareness

• Encourage safe habits to prevent accidents and theft, such as locking doors and not sharing insurance details with others.

I'm Michelle and I'm proud to call Lexington my home. When I got the opportunity to open a State Farm agency here in Central Kentucky, it was truly a dream come true. Having spent the past two decades serving this community. I consider it the highest honor that my life's work now centers around helping my fellow Lexingtonians. It's my core mission to be there for my neighbors in their hour of need. I come to work every single day, understanding and appreciating the importance of that mission. And I work tirelessly to carry out that mission — with the help of a dedicated, courteous team.

Of course, we know that the superior way to serve you is to get to know you. We know your circumstances are unique, so we want to sit down with you and talk about how we can truly help you by finding the coverage and products that are the right fit for any stage of your life. We pride ourselves on being able to offer you a simple, personal experience.

Our specialties include: Auto Insurance, Home Insurance, Renters Insurance, Boat Insurance and Small Business Insurance

Life Insurance and Health Insurance, also Financial Services.

So come on in and see us and say “Hi!” when you see us around town. Because to us, you're so much more than a customer, you're family.

More information about our Agency:

State Farm Agent in Lexington, KY & Resident of Lexington, KY.

Conveniently located on Keithshire Way, off Clays Mill- near Wellington Elementary School.

Focusing on Relocations to Lexington, KY- Nicholasville, KY- Richmond, KY & Georgetown, KY.

Focusing on Auto Insurance in the Lexington, KY area.

Offering Renters Insurance and Homeowners Insurance in Lexington, KY.

Offering Life and Health Insurance in Lexington, KY.

Focusing on Business Insurance in Lexington, KY.

Free notary and fax for our customers!

Switch and Save on Insurance in Lexington, KY.

13 years of State Farm experience.

Chi Omega Board Member- University of Kentucky

Junior League of Lexington President-Elect

Lafayette High School Graduate- 2007

Friendly Insurance Professionals

State Farm serving all of Kentucky! Call now for an auto quote! Call or Click 24/7!