Skip to content
Profile photo of a State Farm Agent named: Michelle Oberto

Would you like to create a personalized quote?

State Farm® Insurance Agent

Michelle Oberto

Office Hours

Monday
9am - 5:30pm
Tuesday
9am - 5:30pm
Wednesday
9am - 5:30pm
Thursday
9am - 5:30pm
Friday
9am - 5:30pm
Saturday
Closed
Sunday
Closed

Address

3301 Keithshire Way Suite 133
Lexington, KY 40503-3486

On Keithshire Way, near Wellington Elementary School.

Profile photo of a State Farm Agent named: Michelle Oberto

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
9am - 5:30pm
Tuesday
9am - 5:30pm
Wednesday
9am - 5:30pm
Thursday
9am - 5:30pm
Friday
9am - 5:30pm
Saturday
Closed
Sunday
Closed
Call or text us 24 hours a day!

Address

3301 Keithshire Way Suite 133
Lexington, KY 40503-3486

Languages

English

HAPPY JULY! ⛳⚾🚗🚤

Wishing you and your family a joyful and safe Independence Day!

July is recognized as Insurance Awareness Month, a great opportunity for individuals and businesses to review and improve their insurance coverage. Here are some tips and key points to consider during July Insurance Awareness Month:

Tips for Insurance Awareness Month

  • Review Your Policies: Take time to review your current insurance policies—home, auto, health, life, and business insurance—to ensure they still meet your needs.

  • Understand Your Coverage: Make sure you understand what is covered, what is excluded, and any deductibles or limits in your policies.

  • Update Beneficiaries and Information: Check that your beneficiary designations and personal information are current, especially after major life events like marriage, birth, or moving.

  • Ask About Discounts: We can review multi-car and multi-line discounts. Check out our Drive Safe and Save discount. Young drivers are eligible for Good Student, Driver Training, & Steer Clear discounts based on being accident and ticket free.

  • Prepare for Weather: July is a good time to assess your preparedness and ensure your insurance covers risks like floods, hurricanes, or wildfires common in your area.

  • Understand your Deductibles: Make sure you are aware of the deductibles you carry on your home and auto policies.

  • Keep an Updated Inventory For home insurance, maintain a current inventory of your valuable possessions with photos and receipts to simplify claims if needed.

  • Ask Questions: Contact us to do a complete review of all policies and see if you have any missing gaps in your coverage.

  • Educate Yourself and Family: Use this month to learn more about different types of insurance and help your family members understand their own insurance needs.

Why It Matters

Insurance helps protect your financial well-being against unexpected events. Being well-informed ensures you have the right protection at the right price.

I'm Michelle and I'm proud to call Lexington my home. When I got the opportunity to open a State Farm agency here in Central Kentucky, it was truly a dream come true. Having spent the past two decades serving this community. I consider it the highest honor that my life's work now centers around helping my fellow Lexingtonians. It's my core mission to be there for my neighbors in their hour of need. I come to work every single day, understanding and appreciating the importance of that mission. And I work tirelessly to carry out that mission — with the help of a dedicated, courteous team.

Of course, we know that the superior way to serve you is to get to know you. We know your circumstances are unique, so we want to sit down with you and talk about how we can truly help you by finding the coverage and products that are the right fit for any stage of your life. We pride ourselves on being able to offer you a simple, personal experience.

Our specialties include: Auto Insurance, Home Insurance, Renters Insurance, Boat Insurance and Small Business Insurance

Life Insurance and Health Insurance, also Financial Services.

So come on in and see us and say “Hi!” when you see us around town. Because to us, you're so much more than a customer, you're family.

More information about our Agency:

State Farm Agent in Lexington, KY & Resident of Lexington, KY.

Conveniently located on Keithshire Way, off Clays Mill- near Wellington Elementary School.

Focusing on Relocations to Lexington, KY- Nicholasville, KY- Richmond, KY & Georgetown, KY.

Focusing on Auto Insurance in the Lexington, KY area.

Offering Renters Insurance and Homeowners Insurance in Lexington, KY.

Offering Life and Health Insurance in Lexington, KY.

Focusing on Business Insurance in Lexington, KY.

Free notary and fax for our customers!

Switch and Save on Insurance in Lexington, KY.

12 years of State Farm experience.

Chi Omega Advisory Board Member

Junior League of Lexington Member

Lafayette High School Graduate- 2007

Friendly Insurance Professionals

State Farm serving all of Kentucky! Call now for an auto quote! Call or Click 24/7!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

Mobile electronic document safety

Digital IDs and other sensitive information can be stored on your smartphone. Learn more about ways that can potentially help you do so safely and securely.

How to get out of debt

Debt can be easier to get in than out of. Check out these tips and strategies to learn more about effective debt reduction.

View More Articles

My mission at Michelle Oberto State Farm is that we are an agency that makes a difference in our customer’s lives through the guidance of insurance and financial services. My Team will focus on everyday interactions with our customers to create remarkable experiences that they will remember and want to tell their friends and family about. Upholding the integrity and high standards of our reputable company while guiding our customers to make decisions on their insurance and financial services needs to help life go right! 

I am so proud to call my team mine! My office could not run smoothly without the dedicated team members I have. We love to have fun in the office and make insurance an enjoyable experience! Our office is here to provide remarkable service and protect what is most important to you.